About

We are made up of our members

Jefferson Credit Union is owned by ordinary people who work together as members to help each other achieve financial success and live well. Members save their money in the Credit Union because they trust us to invest and use their savings wisely and pay a good interest rate [dividend]. The money they save is used to fund loans for themselves and other members who borrow to buy houses and cars, to pay for their children’s education, and many other worthwhile purposes. In addition to loans and savings, Jefferson Credit Union adds value to membership by offering a variety of modern banking services.

Jefferson Credit Union is not for profit. We are here to provide valuable banking services to our members. We are trusted because we have qualified, stable management, and we’re a local, member-owned cooperative; and members know that we walk with them through good times and bad times. No matter which lot you’re in, Jefferson Credit Union offers real solutions to help you achieve your financial goals and turn your financial dreams into reality. We’re committed to building a thriving local community. That’s why we’ve partnered with Buzz Points to bring our members a free rewards program and provide locally owned businesses a unique marketing platform.

Jefferson CU members earn points redeemable for rewards with every purchase they make on their debit card and earn additional points when they shop locally. By choosing locally owned businesses over big-box retailers, you not only support your friends and neighbors, but help keep up to 58% more profit in your community.

Radio commentator Paul Harvey said, “In times like these it’s good to remember that there have always been times like these”. Jefferson Credit Union understands this because we’ve been helping our members through good times and bad times since 1941, and we are very good at it.

As a matter of fact, BauerFinancial, the nation’s leading bank and credit union rating and research firm, rates Jefferson at the highest possible rating, 5-Star, because of sound decision-making and a total focus on the welfare of our members.

Spend some time on our website, and then come and experience a smarter way to bank; we are real people with real solutions to help you live well!

Jefferson Credit Union is owned by its members, operated by professional management under the direction of an unpaid, volunteer board of directors, and regulated by the Alabama Credit Union Administration in parity with the National Credit Union Administration. Member deposits are federally insured to $250,000.00 by the National Credit Union Share Insurance Fund.