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Jefferson Credit Union is an innovative, member-owned, not-for-profit financial cooperative whose vision is to make members’ financial dreams become reality by offering an array of modern banking products and services to meet the requirements of its members. We value the financial well-being of our members. We value honest, fair treatment for every member. We value personalized service provided in a respectful, courteous manner. We value sound business practices that ensure the reliability of the Credit Union, and we value a people helping people way of doing business.
Jefferson Credit Union’s board of directors is elected from the membership, by the membership. Board members volunteer their time and share their expertise to ensure the highest standard of service possible to Credit Union members.
Members pay less for financial products and services because JCU is a not-for-profit organization owned by its members. Earnings above our operating expenses and reserves are returned to members in the form of low-cost loans, good rates on deposits, low fees, convenient locations, and modern technology that provides members easy, convenient access to their accounts 24 hours a day, 7 days a week, 365 days a year.
Jefferson Credit Union is committed to continually finding ways to add value to your credit union membership. The more you use your Jefferson Credit Union, the more you’ll save. Join us today, and experience a smarter way to bank.
Jefferson Credit Union offers modern banking services to anyone who lives or works in the Alabama counties of Jefferson, Shelby, Bibb, Tuscaloosa, Walker, Blount and St. Clair. Once you become a member, you can retain your membership for a lifetime, regardless of where you live or work.
Jefferson Credit Union was chartered in 1941. Our membership has grown substantially over the years, but we still pride ourselves with our commitment to serving ordinary people and their communities in a down-home, family-friendly atmosphere. And we’ve been doing it for 70 years.
To join, simply stop by any Jefferson Credit Union branch with a minimum $5 deposit, and we’ll take care of the rest.