E-Tools

Deposit a check from anywhere

With JCU Mobile Deposit, depositing a check to your account is now as easy as taking a picture on your phone. Just download the JCU Mobile App and tap on the Mobile Deposit tab on the main menu. We will consider your deposit within 24 hours (or by the same time the following business day) and you will receive an email response to let you know when your funds will be available.

You must meet certain qualifications to be approved for activation of JCU Mobile Deposit:

  • Your Share account must have been open for at least 30 days
  • Your accounts and all accounts on which you are a joint owner or beneficiary must all be in good standing

Deposited checks will be subject to the following guidelines:

  • Each deposit you make using JCU Mobile Deposit will be considered for acceptance within 24 hours
  • Availability of the funds from these deposits may be delayed based on check hold guidelines
  • All checks must have the words “For Mobile Deposit Only to Jefferson CU” both on the front at the top middle section and on the back under the endorsement
  • The maximum allowed amount for a single check is $5,000.00; the maximum allowed deposit amount for a single day is $5,000.00; the maximum allowed deposit amount for a rolling 30-day period is $20,000.00
  • You must keep the check for 30 calendar days after submitting it for deposit and then after those 30 calendar days, you must destroy (shred) it