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Magic Checking

Magic Checking is Jefferson’s solution for continuing FREE checking. If you frequently use a Jefferson Credit Union-issued Visa debit card and receive electronic statements, you qualify for Magic Checking. This modern checking service pays you interest, charges you no monthly service charge, and features free online banking with CU e-Pay Bill Pay service, free My MoneyDesktop account aggregation tool, free Credit Union 24 ATM transactions, mobile banking, text banking, telephone banking, and overdraft options. In addition, you get our free Smart Money Desktop® account aggregation tool to manage all of your financial accounts from your Jefferson Online Banking site. Pair your Visa debit card with Jefferson’s Magic Money Savings service for an easy way to “save a little change” with each debit card transaction. View our current Checking Account rates. Call 205-444-4528 or visit us for more information.

Classic Checking

Classic Checking, Jefferson’s original checking service, is a smart choice for members that choose to not use debit cards for making purchases, and prefer paper statements instead of electronic statements for record-keeping. Classic Checking features free online banking with CU e-Pay Bill Pay service, free Credit Union 24 ATM transactions, mobile banking, text banking, telephone banking, and overdraft options. A low monthly service charge ($4.95) is required. View our current Checking Account rates.  Call 205-444-4528 or visit us for more information.

Money Market Checking

Money Market Checking is a good option for members that maintain larger balances for short-term plans. Restrictions are applicable. View our current Checking Account rates.  Call 205-444-4528 or visit us for more information.

VISA® Debit Card

Accessing your checking account is quick and easy when you use your Jefferson Credit Union Visa Debit Card. There are no fees or monthly service charges to use your Visa Debit Card, and the transaction amount will be deducted from your checking account, so there's no bill to pay later. Your Visa Debit Card also functions as an ATM card; however, some fees may apply so please contact us for complete details. Furthermore, carrying a debit card is much safer than carrying cash because if your cash is stolen, chances are slim to none that you will get it back, whereas a stolen debit card requires only a phone call and a visit to the credit union to get your money back.  To order a debit card, please visit us at one of our locations.  To report your debit card lost or stolen, please call us toll free, 24/7 at 1-800-472-3272.

Direct Deposit

For peace of mind, safety and convenience, enroll in direct deposit. Your paycheck, social security check, or retirement check will be automatically deposited into your checking or savings account. Never worry about a lost or stolen check, and the funds are available the morning of your pay date. No need to run to the bank to cash your check; make your life easier with direct deposit. To sign up, give us a call at 205-444-4528 or visit us at one of our convenient locations, and one of our friendly member services representatives will tell you how to complete the process.

Transaction Tickets

There is no need anymore to fill out a transaction ticket in pen every time you walk into one of our branches. Instead, for your convenience, you can fill out your transaction tickets online and then print and bring them with you when you come in to a branch.