Checking Choices

Checking Choices

Priority 1 Checking is built for your lifestyle. Priority 1 Checking is a FREE checking account with Visa Check Card and electronic statements. This modern checking service pays you interest, charges you no monthly service charge, and features free online banking with CU e-Pay Bill Pay service, free Smart MoneyDesktop® account aggregation tool, free Credit Union 24 ATM transactions, mobile banking, text banking, telephone banking, and overdraft options.

In addition, you will also benefit from our free Smart MoneyDesktop® account aggregation tool to manage all of your financial accounts from your Jefferson Online Banking site. Enjoy the Visa check card SmartChangeTM option to round up your savings from each check card transaction. View our current checking account rates. Call 205-444-4528 or visit us to open a Priority 1 Checking account today and see how everything’s better when you’re #1!

Bridge Checking is a great introduction into FREE checking. Bridge checking is a smart choice for members who want to benefit from the security and convenience of a Visa Check Card and e-statements. Features include free online banking with CU e-Pay Bill Pay service, free Credit Union 24 ATM transactions, mobile banking, text banking, telephone banking, and overdraft options. View our current Checking Account rates. Call 205-444-4528 or visit us to open a Bridge Checking account today.

The Priority 1 Investment Account is a good option for members that maintain larger balances for short-term plans. Restrictions are applicable. View our current checking account rates.  Call 205-444-4528 or visit us for more information.

Accessing your checking account is quick and easy when you use your Jefferson Credit Union Visa debit card. There are no fees or monthly service charges to use your Visa debit card, and the transaction amount will be deducted from your checking account, so there’s no bill to pay later. Your Visa debit card also functions as an ATM card; however, some fees may apply so please contact us for complete details. Furthermore, carrying a debit card is much safer than carrying cash because if your cash is stolen, chances are slim to none that you will get it back, whereas a stolen debit card requires only a phone call and a visit to the credit union to get your money back.  To order a debit card, please contact us with our online form or visit us at one of our locations.  To report your debit card lost or stolen, please call us toll free, 24/7 at 1-800-472-3272.

Use your Jefferson Credit Union debit card and earn free Buzz Points with every debit card purchase. Buzz Points is totally free–no signup fee and no recurring service charge. Points may be redeemed for rewards such as gift cards and coupons for local and national businesses. Link your debit card with Buzz Points and start earning points.

For peace of mind, safety and convenience, enroll in direct deposit. Your paycheck, social security check, or retirement check will be automatically deposited into your checking or savings account. Never worry about a lost or stolen check, and the funds are available the morning of your pay date. No need to run to the bank to cash your check; make your life easier with direct deposit. To sign up, give us a call at 205-444-4528 or visit us at one of our convenient locations, and one of our friendly member services representatives will tell you how to complete the process.

There is no need anymore to fill out a transaction ticket in pen every time you walk into one of our branches. Instead, for your convenience, you can fill out your transaction tickets online and then print and bring them with you when you come in to a branch.