Other Loan Services

We offer these additional services that you can purchase when you make a loan with JCU to protect you and your assets.

Loan Payment Protection

Credit Life Protection

Credit Life Protection is a voluntary payment protection product available to eligible borrowers at group rates. This insurance pays off or reduces the loan balance in the event of an insured borrower’s terminal illness, or accidental dismemberment, or death. Contact us for more information.

Credit Disability Protection

Credit Disability Protection is a voluntary payment protection product available to eligible borrowers at group rates. This insurance helps make monthly loan payments if the insured borrower is totally disabled for longer than the waiting period. Contact us for more information.

GAP

When you purchase your vehicle, it depreciates the second you drive it off the dealer’s lot. If your vehicle is stolen or totaled in an accident, you could owe the credit union more than the vehicle is worth. If so, GAP (Guaranteed Asset Protection) will cover that depreciation amount and pay off your remaining loan balance.

Extended Auto Warranty

We offer extended auto warranties through Auto Exam. Get a quote now.