JCU_banners5.jpg

Vehicle Loan Rates

Credit Rating APR (Annual Percentage Rate)
  36 Months 48 Months 60 Months 72 Months 84 Months
Outstanding 2.40% 2.40% 2.65% 3.15% 4.15%
Above Average 3.00% 3.00% 3.50% 4.00% 4.75%
Average 6.25% 6.25% 6.75% 7.25% 8.00%
Below Average Other rates and options are available based on collateral and credit worthiness. Contact a Jefferson representative for details.
  1. Vehicle loans include loans for cars, trucks, SUVs, vans, RVs and motorcycles for street use as a means of transportation, and motorized farm, lawn and garden equipment.
  2. Stated rates are for four most recent model years. Rates are a bit higher for older models. Ask a Jefferson Financial Services Officer for details on your particular choice of vehicle.
  3. The actual rate offer will be determined by underwriting guidelines, including creditworthiness and equity position in collateral. Loan term restrictions are applicable.*
Apply Now

Sport & Recreation Loan Rates

Credit Rating APR (Annual Percentage Rate)
  36 Months 48 Months 60 Months 72 Months 84 Months
Outstanding 3.50% 4.00% 4.50% 5.00% 5.50%
Above Average 4.25% 4.50% 4.75% 5.25% 5.75%
Average 7.00% 7.25% 7.50% 8.00% 8.25%
Below Average Other rates and options are available based on collateral and credit worthiness. Contact a Jefferson representative for details.
  1. Sport and recreation loans include loans for new boats, jet skis, 4-wheelers, sport bikes and campers.
  2. Stated rates are for new models only. Rates are a bit higher for pre-owned models. Ask a Jefferson Financial Services Officer for details.
  3. The actual rate offer will be determined by underwriting guidelines, including creditworthiness and equity position in collateral. Loan term restrictions are applicable.*
Apply Now

Personal Signature Loan Rates

Credit Rating APR (Annual Percentage Rate)
  12 Months 24 Months 36 Months 48 Months 60 Months
Outstanding 10.00% 10.00% 10.00% 11.00% 12.00%
Above Average 12.00% 12.00% 12.00% 13.00% 14.00%
Average 14.00% 14.00% 14.00% 15.00% 16.00%
Below Average Other rates and options are available based on collateral and credit worthiness. Contact a Jefferson representative for details.
  1. Personal signature loans require no material collateral. Credit is granted to creditworthy people based on credit history and capacity to meet repayment requirements.
  2. Restricted credit builder plans are available to qualified members. Ask a Financial Services Officer for details.
  3. For the best rates for unsecured credit, consider Jefferson’s line-of-credit and credit card options listed below. Loan term restrictions are applicable.*
Apply Now

Personal Line-of-Credit Rates

Credit Rating APR (Annual Percentage Rate)
Outstanding 8.90%
Above Average 11.90%
Average 13.90%
Apply Now

Personal Credit Card Rates

Credit Rating APR (Annual Percentage Rate)
Outstanding 8.90%
Above Average 12.90%
Average 15.90%
Apply Now

Note: Clicking on some of the above links will cause you to leave Jefferson Credit Union's website and will take you to an external site owned by a third party. Jefferson Credit Union has no responsibility for any of these external websites. It neither endorses the information, content, presentation, or accuracy; nor makes any warranty, express or implied, regarding any external site. Thank you for visiting Jefferson Credit Union!